Easily spend, save, and organize your money from a single account—for free! Download the app and create an account to earn high-interest savings and better organize your money with Pockets. No fees, no minimums. Opening an account does not impact your credit score.
GROW SAVINGS FASTER
• Earn 1.00% APY* interest on balances up to $5,000 in your Save Pocket
GET MORE FROM YOUR PAYCHECK
• Get paid up to 2 days early
• Earn 1.00% APY* on balances up to $25,000 in your Save Pocket
• Increased overdraft protection
GET MORE FROM YOUR DAILY MONEY
• Fee free overdraft protection
• Create and share unlimited Pockets to organize your money
• 55,000 fee-free Allpoint ATMs
• Automated budgeting tools
• No fees. No minimums.
SECURITY
• Create virtual cards to mask your physical card number, so if a site is fraudulent or breached, your physical card number isn’t exposed
• Lock your card from the app if it goes lost or stolen
• Instant transaction alerts anytime the One card is used
• Use biometric identification to open the One app, such as Face ID and fingerprint authentication
• FDIC-insured** up to $250,000 per depositor
• Powerful data encryption
SHARING
Manage money together and share a Pocket with friends and family
Pay anyone with free ACH bank transfers
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Banking services provided by Coastal Community Bank; Members FDIC. ONE is a financial technology company, not a bank.
*Annual Percentage Yield effective as of 9/1/2020 and subject to change. 1.00% APY available on Save balances up to $5,000, up to $25,000 with a qualifying paycheck direct deposit.
Early Paycheck may post up to 2 days earlier than the scheduled payment date. Early direct deposit of a paycheck depends on factors such as timing of the payer’s deposit transmission, and the type of payer transmitting the deposit. Learn more about what qualifies as a paycheck direct deposit at onefinance.com/direct-deposit.
°ONE and its partner Coastal Community Bank does not make any investments in the fossil fuel industry.
The ONE card is issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard International.
